Canada Tax Account Optimizer

Optimize your contributions to TFSA, RRSP, FHSA, and RESP

Part 1: Basic Information

Part 2: Existing Contributions & Details

Must be 18 or older to have contribution room for TFSA, RRSP, FHSA, and RESP
Total lifetime contributions to your TFSA
Only applicable if you are a first-time home buyer
RRSP room is calculated by multiplying your previous year income by 18% up to an annual maximum

Optimization Results

Enter your information above to see recommendations

Effective tax rate will appear here

Tax & Deduction Breakdown

Input Summary (Editable)